Buying a House is Hard

You may have noticed I’ve been basically MIA for the past month or so. This is due to multiple things, end of the school year, moving classrooms, and mostly looking at and now trying to buy a house. I’ve read other bloggers who just go off the map for months at a time when buying a home, and def did not understand it until going through the process myself.

I’ve spent hours writing up contracts with my realtor, and anxiously awaiting responses. I’ve put in 3 separate offers on different homes before getting an acceptance. Spent tons of time each day looking for, scanning, emailing documents to get approved for my loan- made no easier by the 3 or so moves from different places in the last 2 years and feeling my organizational systems go by the wayside in the process. Of course the home I finally found is at the top of my budget so now I’m nervously awaiting loan approval. I’ve been on the phone with student loan lenders, on the phone with my loan officer, on the phone with insurance companies. On hold for hours collectively.

I keep telling myself that our apartment is too small, that they will continue to raise our rent each year significantly. I keep telling myself that the thousands of dollars up front will be worth it with a nice tax return at the end of the year. It will be worth it to have my own home that I can improve and have friends over to and be proud of. It will be worth it to not have to deal with annoyingly anal apartment stipulations (like bikes being a fire hazard- really?!?) It will be worth it to finally be able to settle. To stay in one place for more than a year at a time. To put down roots.

But right now, in the midst of it all, its really really hard.

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